FAQ

[vc_section el_class=”why-sec-1″][vc_row][vc_column][vc_empty_space][vc_custom_heading text=”Frequently Asked Questions” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_row_inner][vc_column_inner el_class=”faq-section” width=”2/3″][vc_column_text el_class=”image-caption”]General questions about our company, services, and properties:

• What do Rent to Own and Owner Financing actually mean?
• What is the process?
• Do appliances or furniture come with the home?
• What if I have bad credit? Can I still get a home?
• Is there a required down payment?
• What are the benefits of Rent to Own and Owner Financing?
• What are the requirements?

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[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″][vc_empty_space][vc_custom_heading text=”What do Rent to Own and Owner Financing actually mean?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]Rent to Own is when a resident moves into a home and there is a rental period with a separate option to purchase the home at a given price at some pre-determined time frame in the future.  This can lock in home prices in the future i appreciating markets and create the american dream of living in your forever home from the minute of move-in.

Owner Finance (aka Seller Finance) is when a property buyer finances the purchase directly through the person or entity selling it. This often occurs when the prospective buyer cannot obtain funding through a conventional mortgage lender.[/vc_column_text][vc_empty_space][vc_custom_heading text=”What is the process?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]Both the Rent to Own and the Owner Financing process is pretty simple.

To start, we will give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it.

We help you avoid bank qualifying and streamline the process to home ownership. You will need at least $2,000 in household monthly income and we need to verify that you have the ability to make the monthly payments. We do this for your protection so we know you will be able to afford the home you want.

That’s the process!

First step – sign up to find great properties just by filling out the form.

You’ll get immediate access to great homes, plus a whole lot more.

Sign up and get started now![/vc_column_text][vc_empty_space][vc_custom_heading text=”Do appliances or furniture come with the home?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]Most of the time, furniture isn’t included.

Appliances are not always there, but if they are available they convey to you with the home.  Parts of a property that are installed or attached – like the heating system and air conditioning – are definitely included.

Sometimes, we’ll offer a property that includes some furnishings. Most buyers want to bring their own stuff with them from their previous home, and that’s why furniture is sold separately.

There are many companies out there that provide a rent-to-own service for furniture or extra appliances, and you’ll get lots of choices on styles and types.[/vc_column_text][vc_empty_space][vc_custom_heading text=”What if I have bad credit? Can I still get a home with owner financing?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]Yes you can! Many people with bad credit can still buy home without a bank.

Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to get started on the path to a great financial future and home ownership.

So fill out the form at the bottom of this page now and get your piece of the American dream![/vc_column_text][vc_empty_space][vc_custom_heading text=”What are the benefits of Rent to Own and Owner Financing?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]There are a lot of benefits of owner financing!

In your area, lots of smart people are using owner financing as a way to get the home of their dreams without having to qualify for a bank loan. Plus you are saving thousands on closing cost or points that are standard with dealing with a traditional mortgage or lender.

In the past few years, banks have been very tight on their lending criteria.

So don’t wait! Get started now by filling out the form at the bottom of this page.[/vc_column_text][vc_empty_space][vc_custom_heading text=”Is there a required down payment?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]Yes.

Depending on the home and the situation the move in cost can be as low as $2,900.

So don’t wait! Get started now by filling out the form at the bottom of this page.[/vc_column_text][vc_empty_space][vc_custom_heading text=”What are the requirements?” google_fonts=”font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:400%20regular%3A400%3Anormal”][vc_empty_space][vc_column_text]We know that every person, family and situation is different.

We do our best to help you uncover creative solutions to help you own the home of your dreams.

Fill out an  application that will include detailed information on everyone living in the home.

We’ll conduct a credit check and verify the income(s) for everyone over 18 who is living in your household to confirm that you’ll be able to make your monthly payment.

We’ll speak with your references and previous landlords, because relationships matter to us more than just scores assigned by a computer.

We love helping great folks to reach their dreams, so don’t be afraid – fill out the form below to get started![/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_column_text]

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